Buy a Home
Buying your next home with someone who knows the options.
Buying a home is one of the biggest decisions you'll make, and it's easier with a Maryland professional who listens first and negotiates hard second. I represent first-time and repeat buyers, new construction, multi-family, land, and relocations through eXp Realty, LLC.
The search, done right
A search built around you, not around listings.
I don't send you every house on the market. I help you define what actually matters, then I go find the homes that match, including some that never hit the public feeds. Through eXp Realty, you get national reach with a local, personal hand.
How we'll work together
- Listen first We define your budget, must-haves, deal-breakers, and timeline.
- Search smart I set up a tailored search and watch new listings, price changes, and off-market opportunities.
- Tour and compare We visit homes together or virtually, and I keep honest notes on how each one stacks up.
- Offer and negotiate I help you craft a competitive offer and negotiate price, contingencies, and repairs.
- Close smoothly From inspection to appraisal to closing day, I keep every step on schedule.
Buyer services
Everything a buyer needs, in one place.
Buyer representation
I work for your side of the table: searching, negotiating, and protecting your interests through closing.
First-time homebuyers
Patient guidance through the entire process, with clear explanations at every step.
New construction
Builder contracts, upgrades, and timelines are different. I help you navigate them.
Multi-family & investment purchases
Duplexes, triplexes, and income properties analyzed with your investment goals in mind.
Land opportunities
Vacant lots and land parcels for building, holding, or development.
Relocation assistance
Moving to Maryland or across it? I can coordinate area tours, schools, and logistics.
First-time buyers
Buying your first home in Maryland? You can do this.
First-time buyers come to me with questions about everything from pre-approval to down payments to closing costs. That's normal, and that's exactly what I'm here for. I'll walk you through each step in plain English and make sure you understand every document before you sign it.
Getting pre-approved for a mortgage
Understanding what you can afford
Comparing neighborhoods and commutes
Writing a competitive offer
Negotiating repairs after inspection
Walking through closing paperwork
Good questions to ask me
- How much do I need for a down payment? It depends on the loan program. Some Maryland programs allow small conventional down payments plus assistance.
- What are closing costs in Maryland? They vary by lender and price point. I can give you a realistic estimate early, so there are no surprises.
- Should I rent or buy right now? It depends on your timeline, your stability, and the market. We can talk through the numbers together.
- How fast can I close? A cash or conventional deal can close quickly. Most financed purchases run around a month, depending on the lender.
Financing & down payment assistance
More buyers qualify than they realize.
Maryland offers real help with down payments and closing costs through the Maryland Mortgage Program (MMP), run by the Maryland Department of Housing and Community Development. I work with lenders who know these programs, and I can point you to the resources that fit your situation.
Maryland Mortgage Program (MMP)
The state's main home loan program for eligible buyers, with first-time-buyer advantages and flexible income limits by county.
Down payment assistance (DPA)
A 0% interest, deferred second loan in many MMP programs, so you can buy with less cash upfront and no monthly payment on the assistance.
House Keys 4 Employees
An employer-matched benefit (including for State of Maryland employees) that can add thousands to your down payment.
SmartBuy 3.0
A Maryland program that helps buyers with student debt pay down qualifying student loans at closing.
Program details, income limits, and eligibility change over time. Verify current terms with an MMP participating lender or at mmp.maryland.gov before relying on them.
Start your search
Tell me what you're looking for.
Share the areas you're considering and the kind of home you need. I'll reply with a first read on what's realistic and set up your tailored search.
First-time buyer or relocating to Maryland? Say so in the message and I'll tailor the first conversation to you.